Dr. Chris Devulapalli, Specialized Plastic Surgery Westchester proudly accepts the CareCredit credit card for all your health, wellness, and beauty needs.
Help fit the care you want or need into your budget with the CareCredit health and wellness credit card. It offers flexible financing options that allow you to pay over time.*
• Promotional financing options available
• See if you prequalify with no impact to your credit score
• Instant credit decisions
• No annual fee†
CareCredit helps make care possible for you and your family. It’s accepted at 266,000+ locations, so you can pay for chiropractic, dentistry, dermatology, cosmetic, hearing, prescriptions, pet care, and more. It’s a convenient way to fit expenses not covered by insurance into your budget.
Learn more by visiting carecredit.com or contacting our office.
*Subject to credit approval. Visit carecredit.com for details.
†For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.
CareCredit is a Synchrony solution. When you go to the CareCredit website, you will be subject to the Synchrony privacy policy, which differs from the Dr. Chris Devulapalli, Specialized Plastic Surgery Westchester privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.
We offer two distinct financing models to give you maximum flexibility based on your credit profile, desired payment terms, and procedure cost.
Feature | CareCredit | Cherry Payments |
Model | Revolving Credit Card (specifically for health & wellness) | Fixed Installment Loans (Buy Now, Pay Later) |
Credit Check | Hard Credit Check required for final approval. | Soft Credit Check (does not impact credit score). |
Payment Structure | Minimum monthly payments; balance is revolving. | Fixed monthly installments with transparent, set terms. |
0% APR Option | Deferred Interest Promotions (6–24 months). If the balance is not paid in full by the end of the term, interest is charged retroactively from the purchase date. | True 0% APR Plans for qualified borrowers. Interest is never applied retroactively. |
Terms | Promotional terms (6–24 months) or longer-term reduced APR options (up to 60 months). | Flexible terms typically ranging from 3 to 60 months. |
Usage | Reusable for healthcare services at any provider that accepts CareCredit. | Specific to the approved treatment and provider. |
To give you an idea of affordability, here is an example of what a $9,000 procedure might cost under common financing scenarios:
Scenario | Service | Estimated Monthly Payment | Total Term | Interest Note |
Short-Term, No Interest | CareCredit | $375.00 | 24 Months | Requires balance paid in full by month 24 to avoid deferred interest. |
Short-Term, True 0% | Cherry Payments | $750.00 | 12 Months | For qualified borrowers; the rate is genuinely 0% APR. |
Longer-Term, Reduced APR | CareCredit | ~$180.00 | 60 Months | Requires a purchase of $2,500 or more; fixed monthly payment at a reduced APR (e.g., 20.90%). |
Longer-Term, Fixed | Cherry Payments | ~$195.00 – $350.00 | 36 Months | Estimated based on APR (e.g., 9.99% – 29.99%) determined by credit profile. |
At Specialized Plastic Surgery, we’re dedicated to helping you achieve your aesthetic goals with unparalleled precision and care. Explore our services and experience a transformative journey tailored to your unique needs. Schedule a Free Consultation today and take the first step towards a confident, revitalized you. Your transformation starts here.
